Enterprise AI & Automation Agency | Eplanet Soft
We build and modernize core banking platforms that power real-time transactions, ensure regulatory compliance, and deliver seamless digital banking experiences to millions of customers.
Outdated core banking infrastructure limits product innovation, creates compliance risks, and delivers poor customer experiences that drive clients to digital-first competitors. Banks running on decades-old mainframe systems face mounting technical debt that stifles agility.
The modern banking customer expects instant transfers, real-time notifications, personalized financial insights, and seamless omnichannel experiences. Legacy systems simply cannot deliver these capabilities without extensive — and expensive — workarounds.
Eplanet Soft's core banking solutions are built on cloud-native, microservices architecture that enables rapid innovation while maintaining the security and compliance standards that financial institutions demand. Our phased modernization approach ensures zero disruption to ongoing operations.
Built to meet PCI DSS, SOX, Basel III, and regional regulatory requirements from day one.
Sub-second transaction processing with 99.999% uptime SLAs and instant settlement.
Composable architecture enabling rapid product launches and third-party integrations.
See how our approach to core banking modernization compares to other options — and why leading financial institutions trust us with their most critical infrastructure.
Our core banking platform covers every aspect of modern banking operations, from account management to regulatory compliance, built on scalable cloud-native architecture.
Comprehensive account lifecycle management including opening, maintenance, dormancy, and closure workflows with automated KYC verification and multi-currency support.
Real-time payment engines supporting ACH, wire transfers, SWIFT, SEPA, and instant payment networks with intelligent routing and reconciliation capabilities.
Automated loan origination, credit scoring, and portfolio management systems with AI-driven risk assessment, dynamic pricing models, and collections automation.
Multi-layered security with real-time fraud detection using machine learning, biometric authentication, behavioral analytics, and transaction monitoring across all channels.
Automated compliance reporting, audit trails, and regulatory change management to stay ahead of PCI DSS, SOX, Basel III, GDPR, and regional banking requirements.
White-label mobile banking apps, internet banking portals, chatbot integrations, and omnichannel customer service platforms with unified customer views.
Our fintech architects will assess your current core banking infrastructure and deliver a modernization roadmap with zero-disruption migration strategy — at no cost.
Our proven 6-step methodology ensures a smooth transition from legacy banking infrastructure to modern, cloud-native platforms with zero disruption to your operations.
We audit your existing systems, map regulatory requirements, assess data quality, and design a comprehensive modernization roadmap with clear milestones and risk mitigation strategies.
We design scalable, secure microservices architecture with API-first integration layers, event-driven processing, and cloud-native deployment models tailored to your regulatory environment.
We build core banking modules — accounts, payments, lending, and compliance — using agile sprints with continuous integration and automated testing at every stage.
We execute phased data migration with parallel-run validation, ensuring zero data loss. Legacy system integrations maintain business continuity throughout the transition.
We complete regulatory certification, penetration testing, SOC 2 audits, and stress testing to ensure the platform meets all security and compliance requirements before launch.
We deploy in controlled phases, monitor performance metrics, and provide 24/7 production support with dedicated SRE teams to ensure a flawless go-live experience.
Our engineering teams command the full spectrum of banking technologies, from legacy integration tools to cutting-edge cloud-native platforms.
Our core banking expertise spans diverse financial verticals, delivering mission-critical platforms for traditional banks, neobanks, and fintech innovators worldwide.
Full-service commercial banking platforms with corporate lending, treasury management, trade finance, and multi-entity account structures.
Consumer-facing digital banking with savings accounts, personal loans, credit cards, and personalized financial management tools.
Cloud-native digital banking platforms for neobanks with rapid onboarding, virtual cards, and API-driven financial products.
Payment processing infrastructure for PSPs including merchant acquiring, payment orchestration, and settlement engines.
Member-centric banking platforms with dividend management, shared branching integration, and community-focused features.
Bancassurance platforms, wealth management portals, robo-advisory solutions, and investment account management systems.
Banking-as-a-Service (BaaS) platforms enabling non-financial companies to embed lending, payments, and accounts into their products.
Specialized lending platforms for microfinance institutions with mobile-first disbursement, field agent apps, and group lending modules.
Real performance improvements and business outcomes achieved by our banking engineering teams across client engagements.
Migrated a 25-year-old mainframe core banking system to cloud-native microservices for a regional bank with 2M+ customers. Reduced transaction processing from batch to real-time and cut operational costs by 45%.
Built a complete digital banking platform from scratch for a European neobank, including eKYC, account management, card issuance, and P2P payments. Launched in 8 months with 100K customers in the first quarter.
Designed and deployed a unified payment processing hub handling SWIFT, SEPA, and instant payments for a multinational bank across 12 countries. Processed 30M+ daily transactions with sub-second settlement.
A core banking solution (CBS) is the central software platform that processes daily banking transactions, manages accounts, loans, and payments in real time. Modern CBS enables banks to offer digital banking services, comply with regulations, and compete with fintech challengers by providing seamless omnichannel customer experiences. It serves as the backbone of all banking operations, from deposit management to loan origination and regulatory reporting.
Core banking modernization typically takes 12–24 months depending on the scope, legacy system complexity, and regulatory requirements. We recommend a phased migration approach, starting with non-critical modules, to minimize risk and ensure zero downtime during the transition. Our agile methodology delivers incremental value every 2-4 weeks, so you see measurable improvements throughout the project lifecycle rather than waiting for a big-bang launch.
Yes, we specialize in API-first architecture that integrates seamlessly with existing SWIFT networks, payment gateways, credit bureaus, KYC/AML providers, and third-party fintech services. Our middleware layer ensures legacy system compatibility during the modernization process. We have experience integrating with Temenos, FIS, Fiserv, and other major banking platforms.
We build compliance into the architecture from day one, covering PCI DSS, SOX, Basel III, GDPR, and regional banking regulations. Our solutions include automated compliance reporting, comprehensive audit trails, real-time transaction monitoring, and regulatory change management frameworks. We also conduct regular compliance audits and work with external regulatory consultants to ensure ongoing adherence.
We implement multi-layered security including end-to-end encryption (AES-256), hardware security modules (HSMs), biometric authentication, real-time fraud detection using AI/ML, DDoS protection, penetration testing, and SOC 2 Type II compliance. All systems are designed with zero-trust architecture principles and undergo quarterly security audits by certified third-party firms.
Absolutely. We build PSD2-compliant open banking APIs, developer portals, and sandbox environments that enable third-party integration. Our API gateway handles authentication, rate limiting, and consent management to support the open banking ecosystem securely. We also help banks monetize their APIs through developer programs and partnership ecosystems.
Our data migration methodology includes comprehensive data profiling and cleansing, automated ETL pipelines, parallel-run validation, and rollback capabilities at every stage. We use shadow testing to verify data integrity before cutover, ensuring zero data loss. Our team has migrated over 50 million customer records across multiple banking modernization projects with 100% accuracy.
Yes, we have deep experience building greenfield digital banking platforms. We provide the full technology stack including customer onboarding with eKYC, account management, card issuance integration, payment processing, lending modules, and mobile/web banking interfaces. Our modular architecture allows neobanks to launch with core features and expand capabilities iteratively based on market feedback.
Let's build a core banking platform that meets today's regulatory demands and tomorrow's customer expectations.
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